Gary Kirkpatrick

Gary Kirkpatrick

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$434,900

($67,420 down)
FHA

1114 Berwick Court, Fort Collins, CO 80524

3
2
1,134 sqft
PITI Monthly
$2,294.13 /mo

Listing courtesy of: Chrissy Barker, RE/MAX Alliance-FTC South

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,683 /mo
$2,673 /mo

What's Special

DINING
WALK-IN CLOSET
CHARMING

Say hello to this charming ranch-style home in Fort Collins! Bid farewell to stairs and say hello to main-floor laundry bliss. You will love the laminate wood-like floors and fresh interior paint . With a vaulted ceiling in the living room, a formal dining area and a generous sized primary bedroom -complete with a walk-in closet and ensuite bath-you'll be living the easy life. The laundry area even boasts a wood shelf for folding clothes and shiny new cabinets for all your storage dreams. The other two bedrooms have ceiling fans and a fresh coat of paint are are in close proximity to the full hallway bathroom. The kitchen opens up nicely to the dining area and features a cute "peek- a -boo" window to the living room. The backyard's brand new sod and mulch makeover is ready for your garden parties. The side yard has a shed for storing your garden tools, lawn mower and more. Zip over to Old Town Fort Collins or hit the highway in a flash. Enjoy neighborhood nature trails and open spaces, plus newer windows, roof, A/C, and more goodies. The seller's even tossing in a 1-year home warranty for that extra peace of mind!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,294.13/mo
Estimated Loan Balance
$388,183
Cash to close
$67,420
Interest Paid
$38,168

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Waterglen
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Waterglen HOA
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Monthly
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $383.51
  • Tax Annual Amount: $2167
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $67,420 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $67,420!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$367,480
Your Cash$67,420
Total Purchase Price:$434,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,683/mo
Traditional @ 7.15%
$2,772/mo
You save $1,089/month ($13,067/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031565

Listing From: recolorado

Last updated: 2025-04-23T15:51:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,683 /mo
$2,673 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,420 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $67,420!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$367,480
Your Cash$67,420
Total Purchase Price:$434,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,683/mo
Traditional @ 7.15%
$2,772/mo
You save $1,089/month ($13,067/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.