Gary Kirkpatrick

Gary Kirkpatrick

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$590,000

($80,391 down)
FHA

12685 E 104th Place, Commerce City, CO 80022

4
3
2,518 sqft
PITI Monthly
$4,276.52 /mo

Listing courtesy of: Bidur Chhetri, HomeSmart Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,241 /mo
$3,522 /mo

What's Special

SHOPPING
SPACIOUS
FINISHED BASEMENT
EFFICIENT

Meticulously well-kept home. This inviting 2 story home is located at Turnberry, Commerce City. This spacious home features 4 bedrooms, 3 bathrooms, two car garages attached and an unfinished basement. As you enter the house there is a study room at the side and an open floor plan living room. The Master Bedroom has two walks in closets. The kitchen has quartz countertops and has beautiful backsplash. All the appliances are included. Conveniently located close to Park, school, shopping center, easy access highway I-25. Efficiently designed kitchen with eating space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$4,276.52/mo
Estimated Loan Balance
$511,239
Cash to close
$80,391
Interest Paid
$59,997

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Turnberry
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MSI LLC
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $234.31
  • Tax Annual Amount: $7554
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $80,391 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $80,391!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$509,609
Your Cash$80,391
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,241/mo
Traditional @ 7.15%
$3,653/mo
You save $412/month ($4,944/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2993767

Listing From: recolorado

Last updated: 2025-04-23T16:16:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,241 /mo
$3,522 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,391 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $80,391!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$509,609
Your Cash$80,391
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,241/mo
Traditional @ 7.15%
$3,653/mo
You save $412/month ($4,944/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.