Gary Kirkpatrick

Gary Kirkpatrick

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$500,000

($60,481 down)
FHA

1500 Warbler Street, Loveland, CO 80537

4
3
2,274 sqft
PITI Monthly
$3,558.92 /mo

Listing courtesy of: Nathaniel Van Deel, Real Broker, LLC DBA Real

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,993 /mo
$3,017 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
DECK
MOUNTAIN VIEWS
EFFICIENT
SOLAR PANELS

Thoughtfully updated and gracefully composed, this energy-efficient residence blends comfort, elegance, and functionality in one captivating offering. Backing to open space and framed by mountain views, the property enjoys a sense of serenity that extends from its inviting interior to the lush, manicured backyard—an outdoor haven complete with a pergola-covered deck, mature greenery, and space designed to inspire relaxation, connection, and gathering. Step inside to discover a home where thoughtful renovations meet timeless appeal. Vaulted ceilings soar above the main living area, anchored by wide-plank laminate flooring and softened by a fresh, neutral palette. An open-concept floor plan allows light to flow freely from room to room, creating an atmosphere that feels both expansive and intimate. The kitchen is a picture of understated charm—outfitted with warm wood cabinetry, durable counters, stainless steel appliances, and a tile backsplash that adds an element of quiet sophistication. The primary suite offers a peaceful escape, featuring a generous walk-in closet and private bath. On the lower level, the finished basement reveals a spacious recreation area, an additional bedroom, a full bath, and a dedicated laundry room—ideal for guests, hobbies, or flexible everyday living. With recent upgrades throughout including new lighting, baseboard trim, paint, and flooring, every corner of this home reflects care and attention. Owned solar panels provide modern efficiency, while the exceptional location offers easy access to the interstate, Highway 287, and a host of nearby amenities, including Osborn Park just down the street, schools, and local dining. A residence where lifestyle and location converg - cultured, inviting, and ready for its next chapter.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,558.92/mo
Estimated Loan Balance
$458,755
Cash to close
$60,481
Interest Paid
$47,043

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Arbor Meadows
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Madison St Arbor Meadows
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $219.88
  • Tax Annual Amount: $2330
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $60,481 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $60,481!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$439,519
Your Cash$60,481
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,993/mo
Traditional @ 7.15%
$3,130/mo
You save $137/month ($1,639/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8550657

Listing From: recolorado

Last updated: 2025-04-24T07:16:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,993 /mo
$3,017 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,481 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $60,481!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$439,519
Your Cash$60,481
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,993/mo
Traditional @ 7.15%
$3,130/mo
You save $137/month ($1,639/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.