Gary Kirkpatrick

Gary Kirkpatrick

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$580,000

($134,558 down)
FHA

169 Emerald Street, Broomfield, CO 80020

3
2
1,120 sqft
PITI Monthly
$2,727.91 /mo

Listing courtesy of: Sheri Brown, RE/MAX Alliance-Old Town

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,001 /mo
$3,246 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
MODERN
FINISHED BASEMENT
HOME OFFICE
CHARMING
NO HOA

Welcome to 169 Emerald St - a charming mid-century brick ranch in the heart of Broomfield. Built in 1956, this classic home offers timeless character with thoughtful updates and no HOA restrictions. Located just a short walk from the upcoming Broomfield Town Square and close to Hwy 36, grocery stores, restaurants, trails, and top community amenities like the Paul Derda Rec Center and The Bay Aquatic Park. Plus it's part of the Boulder Valley School District. Inside, wood floors run throughout, complementing the updated kitchen and bath. The home offers 3 bedrooms, 1.5 baths, a 330 sq ft sunroom for extra living space, and a large unfinished basement ready for your personal touch. Enjoy newer appliances, windows, and a high-efficiency furnace and A/C (2022) for modern comfort and energy savings. The spacious backyard features a chicken coop-perfect for gardening, pets, or your own backyard flock. With no HOA & Broomfield's flexible ADU policies, homeowners can explore options like an extra living space, or a home office, enhancing the property's versatility and value. Recently painted and move-in ready, this home blends classic charm with modern updates in an unbeatable location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,727.91/mo
Estimated Loan Balance
$469,454
Cash to close
$134,558
Interest Paid
$45,907

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Block, Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Block, Brick
  • Roof: Composition
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Broomfield Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Broomfield

Financial Details

  • Price per Sqft: $517.86
  • Tax Annual Amount: $2643
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $134,558 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $134,558!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$445,442
Your Cash$134,558
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,001/mo
Traditional @ 7.15%
$3,367/mo
You save $1,367/month ($16,400/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029007

Listing From: recolorado

Last updated: 2025-04-24T03:01:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,001 /mo
$3,246 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,558 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $134,558!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$445,442
Your Cash$134,558
Total Purchase Price:$580,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,001/mo
Traditional @ 7.15%
$3,367/mo
You save $1,367/month ($16,400/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.