Gary Kirkpatrick

Gary Kirkpatrick

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$510,000

($293,107 down)
FHA

18905 E Kent Circle, Aurora, CO 80013

3
3
1,614 sqft
PITI Monthly
$1,858.64 /mo

Listing courtesy of: Marcella Gallo, Marcella Gallo

Assumed Rate

3.94%
7.15%

Principal & Interest

$1,280 /mo
$1,824 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
FINISHED BASEMENT
WET BAR
DECK
PATIO
CHARMING
COZY

Welcome to this beautiful tri-level home with a finished basement, featuring 3 bedrooms and 3 bathrooms—offering plenty of space for comfortable living Enjoy peace of mind with a recently repaired hail-damaged roof, updated siding, and a new furnace and water heater installed in 2024.. The main level offers a spacious kitchen and dining area, and includes access to a 300-square-foot bonus structure conveniently located next to the kitchen—perfect for a studio, office, or extra storage. Two exterior doors on this level lead to the garage and backyard for added functionality. Upstairs, you'll find three generously sized bedrooms and two bathrooms. The lower level features a cozy, bright, and spacious family room with plenty of natural light, a gas fireplace, and walk-out access to the patio, along with a full bathroom with a shower. Inside, you'll find custom window coverings. If you have any questions call me at 720-338-5265 The side of the house has been thoughtfully arranged for a vegetable garden—perfect for anyone who enjoys gardening or growing their own fresh produce. Situated on a fenced lot, the home boasts a large back deck ideal for summer BBQs and entertaining, plus a charming front deck for your morning coffee. The finished basement includes a wet bar and a large bonus room with a closet—perfect as a guest suite, home gym, or media room. Don't miss this rare opportunity on a spacious lot in an established neighborhood. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.94
Remaining Loan Term
20 years, 9 months
Monthly PITI
$1,858.64/mo
Estimated Loan Balance
$228,922
Cash to close
$293,107
Interest Paid
$89,496

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hampden Hills
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $315.99
  • Tax Annual Amount: $2651
  • On Market Date: 2025-04-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $293,107 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $293,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$216,893
Your Cash:$293,107
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$1,280/mo
Traditional @ 7.15%
$1,892/mo
You save $612/month ($7,343/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3712893

Listing From: recolorado

Last updated: 2025-04-22T23:10:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.94%
7.15%

Principal & Interest

$1,280 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $293,107 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $293,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.94% Sellers Rate
$216,893
Your Cash:$293,107
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 3.94%
$1,280/mo
Traditional @ 7.15%
$1,892/mo
You save $612/month ($7,343/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.