Gary Kirkpatrick

Gary Kirkpatrick

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$740,000

($392,203 down)
FHA

2153 Mountain Iris Drive, Erie, CO 80516

5
4
2,448 sqft
PITI Monthly
$2,981.1 /mo

Listing courtesy of: Misty Acker, Orchard Brokerage LLC

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,977 /mo
$2,648 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
CUSTOM BUILT
FINISHED BASEMENT
HOME OFFICE

Welcome to 2153 Mountain Iris Dr in beautiful Erie, CO! This spacious 5 bedroom, 3.5 bathroom home is bright, airy, and designed for comfortable living and entertaining. The open floor plan seamlessly connects the kitchen—complete with a double oven, two-year-old stove and microwave—to the dining room and family room, creating the perfect space for gathering. A separate living room and a convenient half bath complete the main level. Upstairs, the generous primary suite features a luxurious 5-piece en-suite bathroom. You'll also find three additional bedrooms, a full bathroom, and a versatile loft—ideal for a playroom, home office, or additional lounge space. The finished basement offers even more space, including a bedroom, full bathroom, and bonus room, plus a custom built-in entertainment system perfect for movie nights or game days. Step outside and enjoy the backyard oasis featuring an outdoor kitchen and a large dedicated garden. Out front, two apple trees produce delicious apples each year. Additional upgrades include a large air conditioner, furnace, and water heater—all less than four years old, ensuring peace of mind and energy efficiency. This home truly has it all—space, comfort, charm, and thoughtful updates inside and out! Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
23 years, 11 months
Monthly PITI
$2,981.1/mo
Estimated Loan Balance
$386,374
Cash to close
$392,203
Interest Paid
$100,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Basement, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Vista Ridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MSI
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Monthly
Location
  • Region: Erie

Financial Details

  • Price per Sqft: $302.29
  • Tax Annual Amount: $6119
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $392,203 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $392,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$347,797
Your Cash:$392,203
Total Purchase Price:$740,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,977/mo
Traditional @ 7.15%
$2,746/mo
You save $769/month ($9,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6945214

Listing From: recolorado

Last updated: 2025-04-24T07:16:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,977 /mo
$2,648 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $392,203 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $392,203!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$347,797
Your Cash:$392,203
Total Purchase Price:$740,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,977/mo
Traditional @ 7.15%
$2,746/mo
You save $769/month ($9,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.