Gary Kirkpatrick

Gary Kirkpatrick

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$660,000

($248,056 down)
VA

294 Willowick Circle, Highlands Ranch, CO 80129

3
4
1,889 sqft
PITI Monthly
$2,526.54 /mo

Listing courtesy of: Michael Carter, Carter Colorado Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,047 /mo
$3,098 /mo

What's Special

REMODELED
SERENE
SHOPPING
DINING
DECK
PATIO
TENNIS COURTS

Over $200,000 in stunning upgrades! This meticulously remodeled home offers nearly all-new everything and backs to serene open space with million-dollar views. The open-concept floor plan features a custom-designed kitchen with floor-to-ceiling cabinetry, all-new appliances including an induction cooktop, convection oven/microwave combo, and a striking 7-foot custom sliding glass door that brings the outdoors in. Step outside to a newly installed Trex deck, custom fencing with heavy-duty wire mesh, and a beautifully poured patio — perfect for relaxing or entertaining while enjoying unobstructed views. The front patio has also been expanded and re-poured for added curb appeal. The luxurious primary suite boasts a spa-inspired bathroom complete with radiant heated floors and an oversized walk-in shower. Additional upgrades include new windows, blinds, ceiling fans, and fiber optic internet. The garage is EV-ready with a 220v electric car charger. Located next to an access corridor offering direct entry to the expansive greenbelt trail system — giving you more space and privacy. Enjoy all the amenities of the Highlands Ranch HOA with access to four recreation centers featuring pools, fitness facilities, tennis courts, and more. Conveniently close to shopping, dining, and just minutes from C-470 for easy access to the mountains or downtown. This home is truly one-of-a-kind — don’t miss your chance to see it in person!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,526.54/mo
Estimated Loan Balance
$477,804
Cash to close
$248,056
Interest Paid
$74,020

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highlands Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: HRCA
  • HOA Amenities: Unknown
  • HOA Fee: $172
  • HOA Frequency: $Quarterly
Location
  • Region: Highlands Ranch

Financial Details

  • Price per Sqft: $349.39
  • Tax Annual Amount: $3755
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $248,056 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $248,056!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$411,944
Your Cash$248,056
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,047/mo
Traditional @ 7.15%
$3,214/mo
You save $1,167/month ($13,999/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4446192

Listing From: recolorado

Last updated: 2025-04-24T07:17:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,047 /mo
$3,098 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,056 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $248,056!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$411,944
Your Cash$248,056
Total Purchase Price:$660,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,047/mo
Traditional @ 7.15%
$3,214/mo
You save $1,167/month ($13,999/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.