Gary Kirkpatrick

Gary Kirkpatrick

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$525,000

($87,474 down)
FHA

3726 Decatur Street, Denver, CO 80211

2
1
940 sqft
PITI Monthly
$2,946.9 /mo

Listing courtesy of: Tripp Howell, Compass - Denver

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,249 /mo
$3,117 /mo

What's Special

LOCATION
SPACIOUS
VAULTED CEILINGS
LANDSCAPED

This home has an ASSUMABLE FHA LOAN! Located in Denver's premier Potter Highlands neighborhood, this extremely walkable location is hard to beat! This updated half duplex offers a light filled lofted bedroom, a spacious living room with vaulted ceilings, an oversized kitchen, and a non-conforming 2nd bedroom in the basement! The office space that overlooks the landscaped backyard is a great space to work from home. The spacious backyard is a lovely space for summer time entertaining. Don't miss the opportunity to call this wonderful home yours, schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,946.9/mo
Estimated Loan Balance
$438,251
Cash to close
$87,474
Interest Paid
$54,742

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Architecural Shingle
Condition
  • Year Built: 1922
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Potter Highlands
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $558.51
  • Tax Annual Amount: $2456
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,474 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $87,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$437,526
Your Cash$87,474
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,249/mo
Traditional @ 7.15%
$3,233/mo
You save $984/month ($11,813/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8752814

Listing From: recolorado

Last updated: 2025-04-21T17:28:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,249 /mo
$3,117 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,474 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $87,474!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$437,526
Your Cash$87,474
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,249/mo
Traditional @ 7.15%
$3,233/mo
You save $984/month ($11,813/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.