Gary Kirkpatrick

Gary Kirkpatrick

Property SearchContact
primary-1
primary-2primary-3
Active

$668,000

($305,505 down)
VA

407 Simmons Street, Erie, CO 80516

4
4
1,946 sqft
PITI Monthly
$2,140.64 /mo

Listing courtesy of: Mary Colwell, Dwellings Colorado Real Estate

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,633 /mo
$2,705 /mo

What's Special

REMODELED
DINING
SPACIOUS
MOVE-IN READY
MODERN
FINISHED BASEMENT
HOME OFFICE
DECK
PATIO
QUIET NEIGHBORHOOD
COZY
SOLAR PANELS

Beautifully Updated and Move-In Ready - 407 Simmons St, Erie, CO 80515. Positioned on a corner lot in a quiet neighborhood, 407 Simmons Street is a thoughtfully modernized 4-bedroom, 4-bathroom home offering 1,946 sq ft of versatile living space across four well-designed levels.This home shines with a list of recent high-quality upgrades, including impact-resistant laminated roofing, exterior and interior painting, a replaced Trex deck and newly poured adjacent patio-an ideal setting for summer evenings or weekend relaxation.The upper level features three bright and spacious bedrooms, including a remodeled primary suite and updated bathrooms with new countertops, fixtures, and lavatory sinks. The main level flows easily between a large, refreshed kitchen with quartz countertops and stainless steel LG appliances, a dining space, and a cozy sitting area. Downstairs, the lower level includes a secondary living room with garage access and a convenient powder bath. The finished basement adds flexibility with a fourth bedroom and private en-suite bath-perfect for guests, a home office, or a rec room. Other highlights include solar panels (owned), all new interior doors throughout, a new tankless water heater, furnace, a radon mitigation system, smart garage door opener, upgraded window treatments, custom closet systems, and stylish Hunter ceiling fans. Every detail of this home has been cared for and curated, making it truly move-in ready. Located in the heart of Erie with easy access to schools, parks, and trails, 407 Simmons St is a polished, welcoming property ready for its next chapter.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,140.64/mo
Estimated Loan Balance
$365,697
Cash to close
$305,505
Interest Paid
$42,809

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Canyon Creek Flg 2
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Creek
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Erie

Financial Details

  • Price per Sqft: $343.27
  • Tax Annual Amount: $4093
  • On Market Date: 2025-04-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $305,505 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $305,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$362,495
Your Cash$305,505
Total Purchase Price:$668,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,633/mo
Traditional @ 7.15%
$2,806/mo
You save $1,173/month ($14,075/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031800

Listing From: recolorado

Last updated: 2025-04-24T06:20:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,633 /mo
$2,705 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $305,505 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $305,505!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$362,495
Your Cash$305,505
Total Purchase Price:$668,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,633/mo
Traditional @ 7.15%
$2,806/mo
You save $1,173/month ($14,075/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.