Gary Kirkpatrick

Gary Kirkpatrick

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Active

$419,000

($329,340 down)
FHA

439 Plowman Way, Fort Collins, CO 80526

2
1
1,008 sqft
PITI Monthly
$984.95 /mo

Listing courtesy of: Katherine Drake, RPM of the Rockies

Assumed Rate

3.35%
7.15%

Principal & Interest

$557 /mo
$854 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
WALK-IN CLOSET
WALKING TRAILS
CHARMING
AFFORDABLE

Welcome to this beautifully refreshed and meticulously maintained single-family home, located in the heart of Fort Collins. If you're looking for an affordable detached home that offers modern amenities and a low-cost HOA, this property is an excellent opportunity. The open-concept main level features a spacious living area, a bright eat-in kitchen, and sliding glass doors that lead to a private, fenced backyard. Upstairs, you'll find two generously sized bedrooms and a full shared bath. The primary bedroom offers a walk-in closet and serene views of the backyard, complete with blooming fruit trees. Additional highlights include an attached one-car garage for added convenience, proximity to scenic walking trails and neighborhood parks, and several key updates including newer A/C and an active radon mitigation system. Don't miss your chance to own this charming home in a highly desirable location. Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 10 months
Monthly PITI
$984.95/mo
Estimated Loan Balance
$90,575
Cash to close
$329,340
Interest Paid
$44,589

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Vinyl Siding, Frame
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Warren Farms Third Filing
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Warren Farms, Faith Prop Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $36
  • HOA Frequency: $Monthly
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $415.67
  • Tax Annual Amount: $2260
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $329,340 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $329,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$89,660
Your Cash:$329,340
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$557/mo
Traditional @ 7.15%
$886/mo
You save $328/month ($3,942/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031625

Listing From: recolorado

Last updated: 2025-04-19T21:01:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$557 /mo
$854 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $329,340 (79%)
You can enter any amount below - secondary financing will cover the difference if needed.
79%
$

You cover the entire equity of $329,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$89,660
Your Cash:$329,340
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$557/mo
Traditional @ 7.15%
$886/mo
You save $328/month ($3,942/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.