Gary Kirkpatrick

Gary Kirkpatrick

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Active

$579,900

($199,537 down)
VA

55 S Edge Cliff Street, Castle Rock, CO 80104

4
2
1,783 sqft
PITI Monthly
$2,474.87 /mo

Listing courtesy of: Karina Stevens, LIV Sotheby's International Realty

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,890 /mo
$2,861 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
WALK-IN CLOSET
PATIO
LANDSCAPED

This home doesn’t just check boxes—it rewrites the whole list, with Front Range views, flawless upgrades, and the kind of effortless style that makes everyday living feel like a getaway. The home lives like brand-new but comes fully loaded with the upgrades you’d want if you built it yourself: smart home features, custom window coverings, new lighting, brand new roof, fresh paint inside and out, and new flooring with high-end memory foam pads. The backyard—fully landscaped with a cement patio and wide-open views of the snow-capped mountains—has no neighbors behind, just room to breathe. The location puts you close to trails, top-rated schools, and everyday essentials, making life feel just a little more seamless. Inside, an open layout flows from the great room—with two oversized sliders and an Alexa-controlled smart shade—into a kitchen that delivers on both form and function: stainless GE appliances, upgraded cabinets, a sleek glass tile backsplash, and a center island built for gathering. With four spacious bedrooms—including a private primary suite with a spa-like bath and oversized walk-in closet—this is the kind of home that makes it easy to settle in and stay awhile. Because when home feels this good, there's really no reason to leave.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,474.87/mo
Estimated Loan Balance
$382,213
Cash to close
$199,537
Interest Paid
$67,250

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, ICFs (Insulated Concrete Forms)
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, ICFs (Insulated Concrete Forms)
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Bella Mesa
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Service Plus Community Management LLC
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $325.24
  • Tax Annual Amount: $5018
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $199,537 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $199,537!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$380,363
Your Cash$199,537
Total Purchase Price:$579,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,890/mo
Traditional @ 7.15%
$2,967/mo
You save $1,077/month ($12,926/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3869710

Listing From: recolorado

Last updated: 2025-04-23T21:07:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,890 /mo
$2,861 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,537 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $199,537!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$380,363
Your Cash$199,537
Total Purchase Price:$579,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,890/mo
Traditional @ 7.15%
$2,967/mo
You save $1,077/month ($12,926/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.