Gary Kirkpatrick

Gary Kirkpatrick

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$475,000

($108,833 down)
FHA

5789 Champlain Drive, Timnath, CO 80528

3
3
1,630 sqft
PITI Monthly
$2,493.24 /mo

Listing courtesy of: Lorri Orihuela, Coldwell Banker Global Luxury Denver

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,640 /mo
$2,682 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET

*PROFESSIONAL PHOTOS COMING SOON! Beautifully Upgraded Townhome + $5,000 Seller Concession! Welcome to 5789 Champlain Dr, a beautifully upgraded townhome nestled in the sought-after Trailside on Harmony community in Timnath. This 3-bedroom, 3-bathroom home perfectly blends modern comfort with low-maintenance living. Step inside to find an open-concept layout filled with natural light, stylish finishes, and thoughtful upgrades throughout. The spacious kitchen features sleek countertops, upgraded cabinetry, stainless steel appliances, and a large island perfect for entertaining. Upstairs, the primary suite offers a peaceful retreat with a generous walk-in closet and spa-inspired en suite bath. Two additional bedrooms, a full bath, and convenient upstairs laundry complete the layout. Located in the vibrant Trailside on Harmony community, you’ll enjoy fantastic amenities including a resort-style pool, splash pad, parks, pickleball courts, and scenic walking and biking trails—all just steps from your door. Whether you’re a first-time buyer, downsizing, or investing, this move-in-ready home offers the lifestyle you've been looking for. Don’t miss your chance to live in one of Northern Colorado’s most desirable neighborhoods—with $5,000 concession to help make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,493.24/mo
Estimated Loan Balance
$391,534
Cash to close
$108,833
Interest Paid
$37,994

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Urban Contemporary
Materials
  • Frame, Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder: Hartford Homes

Community & HOA

Community
  • Subdivision: Trailside On Harmony (Rendezvous)
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Advanced HOA
  • HOA Amenities: Unknown
  • HOA Fee: $225
  • HOA Frequency: $Monthly
Location
  • Region: Timnath

Financial Details

  • Price per Sqft: $291.41
  • Tax Annual Amount: $4865
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $108,833 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $108,833!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$366,167
Your Cash$108,833
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,640/mo
Traditional @ 7.15%
$2,782/mo
You save $1,142/month ($13,701/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2873933

Listing From: recolorado

Last updated: 2025-04-24T07:17:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,640 /mo
$2,682 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,833 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $108,833!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$366,167
Your Cash$108,833
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,640/mo
Traditional @ 7.15%
$2,782/mo
You save $1,142/month ($13,701/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.