Gary Kirkpatrick

Gary Kirkpatrick

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$945,000

($223,343 down)
FHA

6424 S Routt Street, Littleton, CO 80127

3
3
2,477 sqft
PITI Monthly
$5,721.86 /mo

Listing courtesy of: Deborah Swick, 1 Percent Lists Mile High

Assumed Rate

6.92%
7.15%

Principal & Interest

$4,795 /mo
$4,907 /mo

What's Special

REMODELED
FRESH PAINT
OPEN CONCEPT
DINING
SPACIOUS
MOVE-IN READY
MODERN
HIGH-END FINISHES
LUXURY
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
CHARMING
COZY

This beautifully remodeled home combines elegance, spacious comfort, with high-end upgrades and contemporary finishes throughout. From the moment you step inside, Natural light, soaring ceilings, open Living/Dining area, and a grand staircase leading to a spacious loft, create an inviting and open feeling. Key Features & Recent Upgrades include New Flooring – A mix of tile and luxury vinyl plank (LVP) for durability and style, High Ceilings throughout the main floor, and a Newly Remodeled Powder Room. It also offers room to grow with the full unfinished basement with roughed in plumbing. -Outside of the home you’ll find a New Roof, Fresh Paint, and New Windows, enhancing energy efficiency. A charming Covered Front Porch adds curb appeal. The Oversized 3-car garage has EV charging, a door to the side yard, and a door into the house that brings you to the Mudroom. Perfect for relaxing outdoors is a Fenced Backyard with a patio including Blackstone griddle w/gas and Weber grill. -The Open Concept Kitchen and Family Room is perfect for entertaining and everyday living, featuring new cabinets, quartz countertops, large island, breakfast nook, and a 2-Sided Fireplace adding warmth and charm to the kitchen and large family room. Also on the main floor, you will find your Primary Suite, an expansive retreat with high ceilings, large walk-in closet, and a newly remodeled ensuite bath featuring a beautiful shower, and 2-sided fireplace warming the bedroom suite as well as the bathroom as you bathe in the elegant free-standing tub. -When you walk up the stunning staircase you will discover sanctuary with a Spacious loft, 2 large bedrooms. One with a cozy window seat. You will also find a newly Remodeled Bathroom/Dressing room. -This move-in ready home seamlessly blends modern updates with timeless charm, offering large, comfortable spaces and high-end finishes throughout. Don't miss your chance to own this stunning home in this highly sought-after neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$5,721.86/mo
Estimated Loan Balance
$722,287
Cash to close
$223,343
Interest Paid
$33,421

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Kitchen, Primary Bedroom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: POWDERHORN
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Panorama Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $237.5
  • HOA Frequency: $Semi-Annually
Location
  • Region: Littleton

Financial Details

  • Price per Sqft: $381.51
  • Tax Annual Amount: $4525
  • On Market Date: 2025-04-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $223,343 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $223,343!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$721,657
Your Cash$223,343
Total Purchase Price:$945,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$4,795/mo
Traditional @ 7.15%
$5,090/mo
You save $295/month ($3,544/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5479915

Listing From: recolorado

Last updated: 2025-04-19T18:40:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$4,795 /mo
$4,907 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,343 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $223,343!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$721,657
Your Cash$223,343
Total Purchase Price:$945,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$4,795/mo
Traditional @ 7.15%
$5,090/mo
You save $295/month ($3,544/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.