Gary Kirkpatrick

Gary Kirkpatrick

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$600,000

($329,877 down)
VA

6580 Independence Way, Arvada, CO 80004

5
3
2,058 sqft
PITI Monthly
$1,884.16 /mo

Listing courtesy of: Amanda Fein, Compass - Denver

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,415 /mo
$2,058 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
FINISHED BASEMENT
HOME OFFICE
NO HOA

Welcome to 6580 Independence Way, not to be confused with Independence Street! This cheerful ranch-style gem is on a quiet street and full of fresh updates and future possibilities! With 5 bedrooms, 3 bathrooms, and a fresh coat of paint throughout, this home is move-in ready while leaving space for your personal touch. Inside, you’ll find a bright, welcoming, and traditional layout with ample space to gather or unwind. The living area feels inviting and the kitchen is just waiting for your favorite recipes and summertime cookouts. A proper dining space and pantry exists, too! Downstairs, the finished basement expands your options. It truly allows for a second living space and whether you're thinking of a home office, guest suite, creative studio, or play space, the versatility in this basement exists. Outside, you'll find a spacious backyard that feels like your own private retreat. Whether you're hosting summer barbecues, starting a garden, or just enjoying the sunshine, there's room here for it all, along with off-street parking for a camper, RV, or whatever recreational items you'd like to store. Plus, with no HOA, you’ve got flexibility to live how you'd like. Tucked into a friendly neighborhood near parks, schools, and trails, this home also offers easy access to Olde Town Arvada (less than 3 miles!) and a quick commute to Denver and beyond. If you're looking for a home that’s ready now, with just enough room to dream to truly make it yours, 6580 Independence Way might be the perfect fit. Come take a look and see where your next chapter begins!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$1,884.16/mo
Estimated Loan Balance
$271,250
Cash to close
$329,877
Interest Paid
$60,740

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Arvada West; Alta Vista
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Arvada

Financial Details

  • Price per Sqft: $291.55
  • Tax Annual Amount: $3633
  • On Market Date: 2025-04-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $329,877 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $329,877!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$270,123
Your Cash:$329,877
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,415/mo
Traditional @ 7.15%
$2,135/mo
You save $720/month ($8,642/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1633022

Listing From: recolorado

Last updated: 2025-04-23T01:29:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,415 /mo
$2,058 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $329,877 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $329,877!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$270,123
Your Cash:$329,877
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,415/mo
Traditional @ 7.15%
$2,135/mo
You save $720/month ($8,642/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.