Gary Kirkpatrick

Gary Kirkpatrick

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$539,000

($44,309 down)
FHA

6640 Grove Street, Denver, CO 80221

3
2
1,794 sqft
PITI Monthly
$4,089.08 /mo

Listing courtesy of: Riley Wenger, MB Colorado Home Sales Inc

Assumed Rate

7.2%
7.15%

Principal & Interest

$3,406 /mo
$3,389 /mo

What's Special

DINING
SPACIOUS
MODERN
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE
PATIO

Welcome to your urban farm oasis in the heart of Northwest Denver! This thoughtfully updated 1,794 sq ft ranch-style home sits on a 9,000+ sq ft lot and offers a rare blend of modern comfort, outdoor space, and sustainable living—all just minutes from city conveniences. The open-concept layout features a bright living room, dedicated dining area, and updated kitchen with newer stainless appliances, generous counter space, and ample cabinetry. The spacious primary suite boasts vaulted ceilings, a walk-in closet, and a luxurious en-suite 5 piece bath with a jetted tub. Two additional bedrooms offer flexibility for guests, creative work, or home offices, and the updated second bath includes a walk-in shower and large vanity. Additional perks include a large pantry/prep space, separate laundry room, newer AC system, updated sewer system, and certified roof. Outside, the fully established, low-water landscape is a mix of native grasses, wildflowers, and edible and medicinal plants. Enjoy fruit from apple, peach, apricot, and cherry trees; harvest raspberries, blackberries, grapes, asparagus, onions, and garlic; and use herbs like echinacea, mint, and wild rose. The backyard features a custom chicken coop (home to 5 hens), greenhouse, storage shed, and a spacious patio with fire pit—perfect for entertaining or relaxing in your private garden. Storage is plentiful with a 5-ft-tall crawl space with built-in shelving. Bonus features include off-street parking for four vehicles and/or RV, R-2 zoning allowing for an ADU or secondary dwelling. Whether you’re an experienced gardener, aspiring homesteader, or simply seeking a healthier lifestyle, this home offers a rare chance to live in sync with nature—right here in Denver.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 8 months
Monthly PITI
$4,089.08/mo
Estimated Loan Balance
$495,559
Cash to close
$44,309
Interest Paid
$47,875

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Block, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Block, Frame
  • Roof: Composition
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Berkley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $300.45
  • Tax Annual Amount: $3440
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $44,309 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $44,309!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$494,691
Your Cash$44,309
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$3,406/mo
Traditional @ 7.15%
$3,515/mo
You save $109/month ($1,312/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8906614

Listing From: recolorado

Last updated: 2025-04-24T00:13:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$3,406 /mo
$3,389 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,309 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $44,309!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$494,691
Your Cash$44,309
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$3,406/mo
Traditional @ 7.15%
$3,515/mo
You save $109/month ($1,312/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.