Gary Kirkpatrick

Gary Kirkpatrick

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$575,000

($218,529 down)
FHA

6644 Kline Street, Arvada, CO 80004

5
2
1,146 sqft
PITI Monthly
$2,572.54 /mo

Listing courtesy of: Nicholas Ulrich, Milehimodern

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,830 /mo
$2,712 /mo

What's Special

DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
FINISHED BASEMENT
PATIO
CHARMING
COZY

The perfect balance of indoor comfort and outdoor lifestyle is offered in this charming ranch-style home. Beautiful hardwood floors are complemented by bright, neutral tones throughout. A spacious living area is illuminated in natural light from a wide picture window. Thoughtfully updated, the kitchen boasts granite countertops, stainless steel appliances and modern finishes. A sun-filled dining area provides plenty of space for entertaining. The main floor hosts three sizable bedrooms — including the primary suite with a private bath — and a full hall bath. Downstairs, the finished basement includes two additional bedrooms and a cozy rec room centered around a stunning natural stone fireplace. Enjoy outdoor relaxation in a private, fenced-in backyard with a large patio. Sitting on a generously sized lot just moments from Olde Town Arvada and the light rail, this home offers easy access to parks like Majestic View, Oak and Independence, plus the scenic Ralston Creek Trail.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$2,572.54/mo
Estimated Loan Balance
$381,132
Cash to close
$218,529
Interest Paid
$75,682

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Basement, Wood Burning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Arvada West Flg # 6
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Arvada

Financial Details

  • Price per Sqft: $501.75
  • Tax Annual Amount: $3493
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $218,529 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $218,529!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$356,471
Your Cash$218,529
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,830/mo
Traditional @ 7.15%
$2,813/mo
You save $983/month ($11,798/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4197610

Listing From: recolorado

Last updated: 2025-04-24T07:17:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,830 /mo
$2,712 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,529 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $218,529!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$356,471
Your Cash$218,529
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,830/mo
Traditional @ 7.15%
$2,813/mo
You save $983/month ($11,798/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.