Gary Kirkpatrick

Gary Kirkpatrick

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$425,000

($62,342 down)
FHA

9450 Lillian Lane, Thornton, CO 80229

3
1
1,002 sqft
PITI Monthly
$2,801.71 /mo

Listing courtesy of: Kevin Capra, Compass - Denver

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,295 /mo
$2,513 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
CHARMING
COZY
NO HOA

Welcome to this beautifully updated ranch-style home nestled in a quiet, established neighborhood in Thornton. This light and bright property features a spacious open layout with stylish laminate flooring throughout, a kitchen equipped with stainless steel appliances, and a dedicated laundry room. Enjoy true one-level living with no stairs, perfect for ease and convenience at every stage of life. Thoughtful updates completed in 2020 and 2021 include a new oversized detached 600-square-foot garage with a separate electrical panel, new roof and gutters, an upgraded 200-amp electrical panel, and updated front and back doors. Between the home and garage, you’ll find a beautifully designed backyard retreat with a cozy seating area tucked under lights strung over head—an ideal spot for relaxing or entertaining under the Colorado sky. Located in a well-cared-for neighborhood with no HOA or Metro District, this property offers more freedom, fewer restrictions, and lower long-term expenses. The location is unbeatable—just minutes from I-25 and I-76, making for an easy commute to Denver, Boulder, or DIA. You’re also close to top-rated Adams 12 Five Star Schools, shopping, restaurants, parks, trails, rec centers, and popular destinations like The Orchard Town Center and Denver Premium Outlets. This charming home combines comfort, updates, and an incredible location, making it a standout opportunity whether you’re a first-time buyer, downsizer, or investor. Move-in ready and filled with character, 9450 Lillian Lane is ready to welcome you home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,801.71/mo
Estimated Loan Balance
$363,453
Cash to close
$62,342
Interest Paid
$48,022

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thornton
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $424.15
  • Tax Annual Amount: $2229
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,342 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $62,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$362,658
Your Cash$62,342
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,295/mo
Traditional @ 7.15%
$2,606/mo
You save $311/month ($3,731/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5064083

Listing From: recolorado

Last updated: 2025-04-24T07:17:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,295 /mo
$2,513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,342 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $62,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$362,658
Your Cash$62,342
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,295/mo
Traditional @ 7.15%
$2,606/mo
You save $311/month ($3,731/year)

*Secondary financing rates are an estimated value based on input

Follow Us
KIRKPATRICK ASSOCIATES
Agent/Broker
Gary KirkpatrickKIRKPATRICK ASSOCIATES(719) 982-2800Gary@KirkpatrickRealtors.comMLS FA100085130

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than KIRKPATRICK ASSOCIATES are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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KIRKPATRICK ASSOCIATES © is committed to and abides by the Fair Housing Act of Equal Opportunity.